We're interested in rising leaders who have a passion for fintech, global perspective and drive for personal and professional development.
INNOVATING FINANCE, CREATING CAREERS
We provide personal loans to users in Kenya responsibly and promptly to help them overcome unplanned financial hardships.
WHY PATRON
Breaking down
boundaries
boundaries
We built a remote team, embracing flexibility and freedom for everyone
Dedicated to lifelong
learning
learning
We encourage our employees to grow professionally and personally by compensating various courses, literature and English lessons
Fostering open and agile environment
We value efficiency and creativity over bureaucratic processes and formalism
Staying ahead of the curve
We always keep up with the latest trends in IT and open to new challenges
Making a
difference
difference
We are developing a socially meaningful project, so this is your chance to leave an impact in real community
Going beyond financial rewards
We offer you more than just a paycheck - challenging high-load project, supportive and enjoyable work environment and unlimited day offs.
AT PATRON, WE ARE
Mindful and attentive to your perspective
We seek to understand, remain open, and make decisions using data.
Passionate about our work
We encourage our employees to experiment with new initiatives and bring them to life.
Open and
supportive
supportive
We cultivate creative and comfortable environment for collaboration and sharing knowledge.
OPEN POSITIONS
We are looking for a colleague with the following skills:
- Understanding of score modelling;
- Experience at Risk Management;
- Advanced knowledge of Excel;
- SQL: at the level of business-user (basic and data-understanding level);
- Fluent English speaker.
- Risk management: participation in activities affecting risk level and LTV, regular review, development and coordination on risk-decisions.
- Monitoring on portfolio quality: checking existing and expected risk level, catching anomalies.
- Provisioning policy: monitoring and analysis on provisioning level (PD, LGD, EAD).
- Monitoring on risk-model performance: daily risk-filter monitoring , weekly-, monthly- reportment, score-model performance control.
- Credit policy owner: development, actualizing, AB-test managing, updating.
- Matching with risk-engine specification.
- Risk-modeling: risk-KPI assessment, KPI-based decisions.
- Business level risk-modeling: development on logical risk-rules and antifraud-rules, monitoring on social fraud information.
- Score modeling experience (any type of environment - R, Python, SS, SPSS, ets.);
- Finance/Math/Tech education (ML, math statistics, probability theory).
- Fully remote work - our distributed team works from different countries and time zones;
- Work schedule 5/2, flexible beginning of the working day;
- Paid vacation 28 calendar days + 3 additional days;
- Opportunity to receive salary in usdt;
- Professional development - compensation for professional courses and literature;
- No bureaucracy, dress code or formalism;
- An exciting high-load project that people need today!
Your responsibilities will include:
We offer:
- Development of credit policies and credit limit policies;
- Conducting and analyzing pilots and tests;
- Control of risk metrics;
- Identification of segments with a high level of risk and creation of new risk rules;
- Making changes to credit policies;
- Development of reports;
- Ad-hoc tasks;
- Assigning tasks to developers and monitoring their completion.
- Understanding of credit products;
- Knowledge of the main risk metrics of retail lending;
- Ability to write complex SQL queries;
- Analytical thinking;
- Understanding of scoring model principles;
- Knowledge and experience of using analytical tools.
We offer:
- Fully remote work - our distributed team works from different countries and time zones
- Work schedule 5/2, flexible beginning of the working day
- Paid vacation 28 calendar days + 3 additional days
- Opportunity to receive salary in usdt
- Professional development - compensation for professional courses and literature
- No bureaucracy, dress code or formalism
- An exciting high-load project that people need today
If you have not found a vacancy that interests you, do not hesitate to write to our HR
